Don't forget to factor in closing costs when considering a home sale or purchase. Mickey Hambright is experienced at helping both buyers and sellers when it comes to closings. E-mail or call us today at 828-817-1796 if your needs include a professional REALTOR® ready for the business side of buying and selling. Expected closing costs There are certain ordinary costs linked to closing the sale of a house. These fees are often divided between the buyer and seller, as directed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in South Carolina to help lead you through the deal. Closing costs that are tied to financing    (Details) Points (optional) Appraisal Fee Credit Report Interest Payment Escrow Account At closing, the following taxes are usually collected    (Details) Property Taxes Transfer Taxes and Recording Fees Insurance fees due at closing    (Details) Homeowners Insurance Flood or Quake Insurance (optional) Private Mortgage Insurance (PMI) (optional) Title Insurance Sellers: As we hammer out your transaction, not only will I work to get the optimal sales price, but I'll also campaign for reduced closing costs. And once we've come to an agreement, I'll describe in detail the closing costs so you are aware of exactly what you're paying for. Buyers: If you're purchasing a house in Spartanburg County, you will receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a tolerable range so you're not startled when you reach the closing table. I'll be happy to review the GFE with you, answering your questions and highlighting any estimates that seem off.

Mickey Hambright specializes in North and SC farms, land and homes - servicing the real estate needs of home buyers and home sellers in search of real estate, homes for sale, condos, investment properties, horse farms, equestrian properties, stable properties, commercial real estate, new construction, new homes, land, lots, mountain view properties, farms and recreational property in these nearby communities and more!

Area Appeal | Asheville | Blue Ridge Mountain Country | Columbus | Horse Country | Landrum | Polk County | Saluda | Tryon

Mickey Hambright

400 E. Rutherford Street  Suite 100
Landrum,  SC  29356

Toll Free:  800-442-4749 Extension 121
Direct Line:  828-817-1796

Email:  gmhambright@gmail.com
Web Site: www.hambrightproperties.com

Licensed in North Carolina and South Carolina