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Closing Costs
There are certain standard costs associated with closing the
sale of a house. These fees are split between the buyer and the seller, as
spelled out in the sales contract.
As I negotiate the sales contract for you, I will not only
work to get the sales price you want, I will also work to limit the number of
closing costs for which you will be responsible.
I will walk you through the closing costs, answering any
questions you may have explaining which costs are decreed by law to be yours
and which are negotiable.
Good Faith Estimate
Buyers will receive a "Good Faith Estimate" of closing
costs at the time the loan application is submitted to the lender. The estimate
is based on the loan officer's past experience and may not include all the
closing costs. I will be glad to review the "Good Faith Estimate," answering
questions and highlighting missing costs and estimates I believe to be low.
Standard Closing Costs
Loan-Related Costs
- Loan Origination Fee
- Points (optional)
- Appraisal Fee
- Credit Report
- Interest Payment
- Escrow Account
Taxes
- Property Taxes
- Transfer Taxes and Recording Fees
Insurance
- Homeowners Insurance
- Flood or Quake Insurance
- Private Mortgage Insurance (PMI)
- Title Insurance
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Mickey Hambright specializes in North and South Carolina farms, land and homes - servicing the real estate needs of home buyers and home sellers in search of real estate, homes for sale, condos, investment properties, horse farms, equestrian properties, stable properties, commercial real estate, new construction, new homes, land, lots, mountain view properties, farms and recreational property in these nearby communities and more!
Area Appeal | Asheville | Blue Ridge Mountain Country | Columbus | Horse Country | Landrum | Polk County | Saluda | Tryon
 Mickey Hambright Walker-Wallace & Emerson Realty 400 E. Rutherford Street Suite 100 Landrum, SC 29356
Toll Free: 800-442-4749 Extension 121 Direct Line: 828-817-1796 Email: gmhambright@yahoo.com Web Site: www.hambrightproperties.com
Licensed in North Carolina and South Carolina
Community Info | Home Copyright © 2010 Mickey Hambright Portions Copyright © 2010 a la mode, inc. Another XSite by a la mode, inc. | Admin Login| Terms of Use| Site Map All rate, payment, and area information are estimates and approximations only.
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